All Insights

Regulatory and compliance

Public and utilities procurement thresholds are set to rise in the new year

The revised value thresholds that trigger the application of public and utilities procurement regulations will now include VAT
Banking and finance

Amazon to stop accepting Visa credit cards issued in UK

Highly unusual cost-reduction move demonstrates shifting dynamics
Tech, Media and Comms

Supreme Court in Lloyd v Google dismisses data protection class action

The judgment that overturns the Court of Appeal's ruling and disallows a collective claim for 4.5m iPhone users will come
ESG, sustainability and responsible business

The Sustainable Finance Disclosure Regulation: the latest piece in the puzzle

New draft regulatory technical standards on taxonomy-related product disclosures
Dispute resolution

US corporate crime crackdown announced

Inadequate compliance systems and terms of deferred prosecution agreements in spotlight
ESG, sustainability and responsible business

The relationship between biodiversity and financial services

The role of financial services in driving climate change action is increasingly well established. There is regular mainstream media coverage
Financial Services

FCA introduces change to payment allocation rules

Running account credit providers can now offer instalment or payment plans more freely – an important development for card issuers
Dispute resolution

Streamlined process implemented by FOS to clear complaint backlog driven by the pandemic

New approach temporarily formalises giving indications of possible outcomes for complaints to help firms reach pragmatic resolutions
Financial Services

HM Treasury takes next steps on regulation of 'buy-now pay-later'

BNPL lenders and merchants are likely to welcome the proposals, although there are areas where detail and data are lacking
Decarbonisation

Net zero construction: the problem with embodied carbon

The UK government's Heat and Building Strategy fails to adequately address embodied carbon, which is expected to account for almost
Retail and Consumer

New consumer contracts rules in Germany tighten regulatory regime further

Far-reaching changes for all consumer-facing businesses go beyond harmonised rules of EU
Global Compliance

Duty of vigilance: comparative regulation in Europe and the UK

Businesses internationally are required more and more to prevent human rights and environment violations – what do existing and proposed