Lucy Bradshaw

Lucy is an Associate in the Financial Institutions Group, with a particular focus on payment services, e-money, FinTech and consumer finance. 

Lucy has knowledge of the payments and e-money regulatory regime applying across the life of a payment service provider from the authorisation requirements, safeguarding obligations, conduct of business rules, regulatory reporting and complaints handling, as well as other associated requirements including anti-money laundering. She advises a range of clients covering every stage of the payment chain including payment and e-money institutions, FinTech clients and leading financial institutions as well as technical service providers. Lucy has also conducted numerous multi-jurisdictional surveys for clients looking to expand into new regions and assisted with a number of successful FCA licencing applications.

Lucy also recently completed an 8 month secondment to an e-money institution client where she acted as Product Counsel advising on the day-to-day running of their P2P payments product and led the client in implementing the FCA Consumer Duty.

Lucy studied Political Science at McGill University in Canada, Law at the University of Cardiff and holds an LLM in International Financial Law from King's College London.

Lucy joined Osborne Clarke as a trainee in September 2019 and qualified in September 2021.