Chris Ratcliffe
Partner, UK
Chris is a Partner in the Financial Institutions Group and advises on regulatory and commercial matters across the financial services sector.
Chris's practice covers a broad range of financial services clients including FinTechs, asset managers, custodians, banks, investment platforms, payment providers and consumer finance firms.
He advises on a range of regulatory matters including compliance with FCA and PRA rules, relationships with the regulators, perimeter issues, managing regulatory change, applications to the FCA or PRA, the client asset regime, new product offerings, corporate governance, material outsourcing and specialist transactional support.
Prior to joining Osborne Clarke in 2019, Chris was Senior Counsel in the financial regulatory team at Taylor Wessing.
Insights
Financial Services
Consumer finance firms: who is in scope of the new Consumer Duty?
Before moving to implementation planning, firms need to make sure whether and where they are caught by the rules
22/09/2022
Read time
3m
20/07/2021
Read time
3m
31/03/2021
Read time
2m
Financial Services
CRD V - Recent changes to the Remuneration Code
As one of the last pieces of EU law the UK was subject to before it left the single market...
31/03/2021
Read time
5m
Financial Services
Tethering cryptoassets - HM Treasury proposes to regulate cryptoassets and stablecoins
HM Treasury published its consultation paper on a proposed regulatory framework for cryptoassets and stablecoins on 7 January 2021. The...
31/03/2021
Read time
5m
Woolard Review
Woolard Review looks at the alternatives to high-cost credit
UK regulator's report proposes changes across the market and, in the third in our series on its recommendations, we look...
24/02/2021
Read time
5m
02/10/2019
Read time
4m
