Payments lawyers

Payments play a central role in everyday life. We all make them, and they are fundamental to any business’s operations. Our payments team is one of the most experienced legal teams working in this industry and is recognised by legal directories and commentators as market-leading. We advise clients who interact with the payments ecosystem at various touch points, from payment service providers to retailers, start-ups and multinationals, regulated and non-regulated.

International support for transformational projects

We are at the heart of industry developments – both legislative and commercial. Our work includes influencing the implementation and interpretation of regulations affecting payment services, and we have advised on some of the most high-profile, transformational projects in the payments space over recent years. We have an international team which operates across the UK, Germany, Spain and Italy, as well as an international network of payment specialist lawyers with whom we collaborate on widescale, multi-jurisdictional projects.

Visit our dedicated payments hub.

Particularly strong in the payments and asset management sectors and with a growing amount of work on the consumer finance front, Osborne Clarke LLP handles a mix of standalone advisory work, regulatory advice pursuant to financial services M&A, and the regulatory aspects associated with the bringing to market of new products.

The Legal 500 Financial Services 2019



Advised on the partnering agreement with Barclaycard to create QuickTap, an NFC enabled mobile payment solution, a project for which Osborne Clarke was awarded “TMT Team of the Year” at The Lawyer Awards.

The Payments Council

Advised on the introduction of Paym, a mobile payments service enabling users to make and receive payments using a mobile phone without needing to know account details.


Advised on various money remittance projects building a white-label service offering from its payments infrastructure and technology, including cross-border mobile initiated services.


Advised on the provision of payment processing services to start-up high-street bank Metro Bank.


Co-ordinated multiple global surveys in relation to various payment products.