Paul founded Osborne Clarke's Financial Institutions Group in 2005, leads their International Payments practice and is well known for his market-leading expertise in Payments and FinTech.

Paul has over 25 years’ experience as a lawyer in the Financial Services sector.

Paul guides clients through new product development and launch, regulatory change, international surveys and transformational projects, both within the UK, Europe and globally. He works with international and UK domestic clients from across the whole Payments ecosystem, from wholesale banks and infrastructure service providers to new non-bank market entrants, including account aggregators and marketplaces, electronic money and payment institutions and digital currency participants.

Paul is well versed in the complexities of the Payments industry's network arrangements, and a deep knowledge of legal and regulatory developments affecting the Payments industry. He regularly speaks at leading industry conferences.

Notion Capital

Advised on the establishment of new Capital for Enterprise fund – Notion Capital Fund 2.


Advised on the impact and implications of the PSD on the business, systems/processes and documentation of Citi's Global Transaction Services division, Consumer Bank, International Personal Bank and Private Bank

Notion Capital

Advised on the establishment of new Capital for Enterprise fund – Notion Capital Fund 2. The Fund will target stakes in Cloud Computing and Software-as-a-Service (SaaS) companies in the UK and Europe.


Advised in connection with a number of outsourcing transactions including with FundAssist in respect of a platform to create and distribute investor information documents

Canter Equity Partners

Advised on the creation of Canter Equity Partners LLP via the spin out of a number of experienced executives from the London based European office of Fidelity Equity Partners (FEP)

Funding Circle

Advised Funding Circle since its formation on the regulatory issues surrounding them as a peer-to-peer lending provider

Everything Everywhere

Advised on the UK's first commercial mobile contactless payment service brought to market under a partnering arrangement (awarded TMT team of the Year 2012 by The Lawyer)