Insights : service - Osborne Clarke

Banking and finance

Our team of finance lawyers provides a specialist service for banks, lenders, businesses and sponsors and can advise across the range of finance options, from debt financing to equity fundraisings and crowdfunding.

Banking and Finance at Osborne Clarke >

Article list

Financial Services

Regulators propose reform to the UK senior managers and certification regime

Three consultations on phased reform for the SMCR regime, with the bigger changes reserved for the second phase

New -

08/10/2025

Read time 4m

Financial Services

HM Treasury to tighten UK's appointed representatives regime

Policy statement highlights gaps in the existing regime

New -

07/10/2025

Read time 3m

Financial Services

HM Treasury consults on consolidating UK Payment Systems Regulator into FCA

Firms are invited to respond by 20 October consultation deadline

02/10/2025

Read time 3m

Regulatory Outlook

Fintech, digital assets, payments and consumer credit | UK Regulatory Outlook September 2025

Fintech: FCA Handbook Notice 132 | FCA insights from 2024 cyber co-ordination group | FCA policy changes on safeguarding payments...

25/09/2025

Read time 11m

Corporate

PISCES: a new UK pathway for private company liquidity

The new trading platform will facilitate secondary sales of existing shares in private companies

24/09/2025

Read time 3m

Dispute resolution

High Court allows lender to sue UK law firm operating a claims management business model

Bank claims that law firm took a reckless and indiscriminate approach to submitting 'irresponsible lending' claims

19/09/2025

Read time 5m

Business crime

Money laundering in the UK undergoes first national risk assessment for five years

How have money-laundering risks for financial services and property evolved since 2020?

04/09/2025

Read time 4m

Financial Services

The EU's Digital Operational Resilience Act: frequently asked questions

Who and what are in scope and what are the main requirements, third-party risks and overlaps?

01/09/2025

Read time 1m

Financial Services

HM Treasury, FCA and FOS consult on reforms to the UK financial ombudsman and redress system

Wide-ranging reforms have been proposed to improve clarity and predictability for firms handling complaints

18/08/2025

Read time 10m

Tax

UK draft legislation sets out new powers to tackle promoters of tax avoidance

Concerns raised in the initial consultation have led to a scale back of original proposals but practical issues remain

18/08/2025

Read time 1m

Tax

First business charged under UK corporate criminal offences for failure to prevent tax evasion

In light of a landmark development relating to the Criminal Finances Act 2017, what steps should businesses take now?

14/08/2025

Read time 5m

Financial Services

New FCA payments safeguarding rules to protect UK consumers due in May 2026

The final rules are not major reforms but firms must implement them correctly to avoid risk of future regime changes

08/08/2025

Read time 7m

Financial Services

FCA listens to payment industry as it sets out its path on 'safeguarding' in the UK

A significant 'win' for firms is the deferral of the end-state proposals until at least towards the end of 2027

08/08/2025

Read time 4m

Asset tracing and enforcement

Fraud, Asset Tracing and Enforcement Update | August 2025

Developments in cross-border disputes law and practice in England and Wales

07/08/2025

Read time 2m

Financial Services

Supreme Court hands down much-anticipated judgment in UK motor finance commission case

What impact will the judgment and the FCA's subsequent announcement have on the lending market?

05/08/2025

Read time 8m

View all insights

Financial Services

Regulators propose reform to the UK senior managers and certification regime

Three consultations on phased reform for the SMCR regime, with the bigger changes reserved for the second phase

New -

08/10/2025

Read time 4m

Financial Services

HM Treasury to tighten UK's appointed representatives regime

Policy statement highlights gaps in the existing regime

New -

07/10/2025

Read time 3m

Financial Services

HM Treasury consults on consolidating UK Payment Systems Regulator into FCA

Firms are invited to respond by 20 October consultation deadline

02/10/2025

Read time 3m

Regulatory Outlook

Fintech, digital assets, payments and consumer credit | UK Regulatory Outlook September 2025

Fintech: FCA Handbook Notice 132 | FCA insights from 2024 cyber co-ordination group | FCA policy changes on safeguarding payments...

25/09/2025

Read time 11m

Corporate

PISCES: a new UK pathway for private company liquidity

The new trading platform will facilitate secondary sales of existing shares in private companies

24/09/2025

Read time 3m

Dispute resolution

High Court allows lender to sue UK law firm operating a claims management business model

Bank claims that law firm took a reckless and indiscriminate approach to submitting 'irresponsible lending' claims

19/09/2025

Read time 5m

Business crime

Money laundering in the UK undergoes first national risk assessment for five years

How have money-laundering risks for financial services and property evolved since 2020?

04/09/2025

Read time 4m

Financial Services

The EU's Digital Operational Resilience Act: frequently asked questions

Who and what are in scope and what are the main requirements, third-party risks and overlaps?

01/09/2025

Read time 1m

Financial Services

HM Treasury, FCA and FOS consult on reforms to the UK financial ombudsman and redress system

Wide-ranging reforms have been proposed to improve clarity and predictability for firms handling complaints

18/08/2025

Read time 10m

Tax

UK draft legislation sets out new powers to tackle promoters of tax avoidance

Concerns raised in the initial consultation have led to a scale back of original proposals but practical issues remain

18/08/2025

Read time 1m

Tax

First business charged under UK corporate criminal offences for failure to prevent tax evasion

In light of a landmark development relating to the Criminal Finances Act 2017, what steps should businesses take now?

14/08/2025

Read time 5m

Financial Services

New FCA payments safeguarding rules to protect UK consumers due in May 2026

The final rules are not major reforms but firms must implement them correctly to avoid risk of future regime changes

08/08/2025

Read time 7m

Financial Services

FCA listens to payment industry as it sets out its path on 'safeguarding' in the UK

A significant 'win' for firms is the deferral of the end-state proposals until at least towards the end of 2027

08/08/2025

Read time 4m

Asset tracing and enforcement

Fraud, Asset Tracing and Enforcement Update | August 2025

Developments in cross-border disputes law and practice in England and Wales

07/08/2025

Read time 2m

Financial Services

Supreme Court hands down much-anticipated judgment in UK motor finance commission case

What impact will the judgment and the FCA's subsequent announcement have on the lending market?

05/08/2025

Read time 8m

View all insights

Belgium

China

France

Germany

India

Italy

Poland

Singapore

Spain

Sweden

The Netherlands

UK

USA

Insights

Banking and finance

Article list

Sign up for our newsletter

Legal Notice