UK Knowledge Collection | Motor finance redress scheme consultation, Unified Patent Court trends, and compliance pressures

The Financial Conduct Authority has launched its consultation for a motor finance redress scheme for customers in the wake of the Supreme Court's decision in Johnson v FirstRand Bank and the High Court's decision in R (Clydesdale Financial Services Ltd) v Financial Ombudsman Service Ltd. Depending on the responses received, it expects to publish its policy statement and final rules by early 2026. Our Insight sets out what the proposed scheme entails, and outlines some of the concerns that have already been expressed about it.

The Unified Patent Court has been operating for over two years, and has shown itself willing to grant a range of provisional measures, with important decisions clarifying the criteria applied to these decisions. Our IP experts have analysed the preliminary injunction trends emerging from the court.

Next month sees the return of our in-person "All Day Breakfast" compliance seminar and workshop in London, looking in detail at how businesses can respond effectively to compliance breaches in high-pressure situations, at aligning AI policies with the evolving regulatory situation, and at how to stay ahead of shifting compliance requirements around the world. Separately, our compliance team has also considered recent UK government data indicating that modern slavery risks may be mounting.

Recent Insights

FCA launches motor finance consumer redress scheme consultation in UK

The FCA's consultation into a motor finance redress scheme for customers will run until 18 November.
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Why are fewer businesses setting goals to combat modern slavery?

Data suggests businesses are doing less in relation to modern slavery risks, which may indicate these risks are building up unseen.
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EU and UK financing trends are reshaping data centre projects

Sustainability, technology and market conditions will define financing strategies for data centres as funders and investors respond to demand for these capital-intensive projects.
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Life sciences at forefront of preliminary injunction trends emerging from Europe's UPC

Of the 34 first-instance applications for preliminary injunctions, decisions have been evenly divided between approvals and refusals. The life sciences sector leads the way with the most PI applications on a sector basis – 18 to date.
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EU Digital Fairness Act unpacked: digital contracts

A public consultation on the Digital Fairness Act runs until 24 October. What are the European Commission's proposals?
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Events

Dipping into Data | Autumn series

16:00-16:30
Where AI meets IP | 21 October
AI and cyber security | 27 November
Key AI takeaways from the latest conferences | 16 December
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Employee ownership trusts: tax smart exits, culture gains, and are they right for your business?

21 October | 10:00-11:30
Becoming an employee ownership trust-owned company can offer many benefits, particularly when considering a future sale, but the process can be complex.
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Life Sciences Academy | M&A: The cross-border post-deal integration playbook

23 October | 10:00-11:00
Our corporate, tax and regulatory panel consider common pitfalls and UK-EU nuances in cross-border post-deal integration, with a focus on post‑completion priorities and early integration, for life sciences.
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Winds of Change: Consenting onshore wind in the new landscape

4 November | Halo, Bristol | 15:00-18:30
Join us for a seminar followed by networking drinks at our Bristol office, hosted by Osborne Clarke's Planning team. Featuring a range of expert panellists, the discussion will include community and stakeholder engagement, noise and constraints, landscape and consenting, and radar impacts and mitigations.
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The All Day Breakfast

13 November | One London Wall | 08:30-13:00
Workshops and roundtables with interactive case studies including how to respond to compliance breaches, AI governance and risk mapping, and managing compliance in today's geopolitical climate.
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