The Building Safety Act

How does the Building Safety Act 2022 impact lending in England?

Published on 28th Jul 2023

The overhaul of the safety regime for high-rise residential buildings in England introduces new considerations for lenders

Three apartment buildings with balconies

The Building Safety Act 2022 aims to create a new system of regulation and accountability in the construction and operation of high-rise residential buildings in England. The demand for a fairer, safer and more modern regulatory framework for the building industry was driven by devastating incidents which exposed major flaws in the previous system. However, the Act comes with its own complexities and controversies. In this briefing, we consider the impact of the Act on financing tall buildings with a residential element (in England only) and some of the issues that lenders will need to consider in structuring, investigating and documenting the debt financing of such buildings.

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This article can also be found on the Loan Market Association website.


* This article is current as of the date of its publication and does not necessarily reflect the present state of the law or relevant regulation.

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