Payments practice

Selected recognition and awards

Singapore (OC Queen Street)

• “OC Queen Street is well known for its strong FinTech practice. The digital payments space is a noted strength, in which field the firm counts global technology companies and large platform style e-commerce companies among its clients.” - Chambers FinTech 2020
• “They are your go-to lawyers with your new digital business models. In fintech, they are probably the only two-in-one lawyers in the industry who excel in both financial services and the business of technology. Osborne Clarke’s payment services department is renowned.” – client testimonial, The Legal 500 TMT 2020
• “No other senior lawyer in Singapore is as knowledgeable as Chia-Ling Koh in the business of new technology in particular fintech, AI, blockchain and cyber security.” – client testimonial, The Legal 500 TMT 2020
• “Chia-Ling Koh is the leader of the solid pack of digital business lawyers. You should involve him early in your projects. He can help you strategize and not many lawyers can value add in this way.” – client testimonial, The Legal 500 TMT 2020
• “He is described by sources as having a ‘mastery of both regulatory details and technological aspects’. Koh is known for his expertise in data protection matters as well as in regulations surrounding the digital payments space.” – Chambers FinTech 2020
• Koh Chia Ling: Ranked Band 2 in FinTech Legal – Chambers FinTech 2020
• "The firm’s data practice forms part of its digital business offering, and is split across the M&A, IP, regulatory, banking, venture capital, private equity, disputes and competition teams. Companies that turn to the firm hail from the fintech, medtech, AI, e-commerce, telecoms, proptech, cybersecurity and e-payments subsectors; the practice also serves traditional companies that are going through digitalisation." – Global Data Review
• "OC Queen Street is, according to one client, 'by far the market leader in the area of cutting edge issues presented by new technologies like cryptocurrencies and artificial intelligence'." – The Legal 500 TMT 2019
• "TMT lawyer Chia Ling Koh’s legal knowledge is bolstered by his academic background in technology. Described by one delighted client as “one of the top IT lawyers in Singapore.” Koh advises clients on digital payments, cybersecurity and cryptocurrency as well as contentious and non-contentious IP matters." – Chambers FinTech 2019
• Koh Chia Ling: Ranked Band 2 in the inaugural FinTech Legal – Chambers FinTech 2019
• "OC Queen Street is a modern firm with technology-savvy lawyers. Clients with disruptive business models are drawn to the firm’s understanding of and dedication to innovative technologies such as AI and blockchain. While geared towards supporting budding startups, established multinationals also feature on their client list. OC Queen Street’s lawyers are frequently invited by regional media to comment on cryptocurrency headlines." – Chambers FinTech 2019
• "[OC Queen Street] advised Quoine, a leading global fintech company that provides trading, exchange and next generation financial services on the blockchain, in relation to its issuance of ‘QASH’, a crypto token" – Asialaw TMT 2020
• "OC Queen Street is at the forefront of ICOs, cryptocurrency, and bitcoin." – Chambers FinTech 2019
• "[OC Queen Street] advised Japanese cryptocurrency exchange Quoine on the Singapore regulatory status of its token." – Chambers FinTech 2019
• "Chia Ling is also an acclaimed legal practitioner, and gained recognition in the inaugural Fintech chapter of Who’s Who Legal: Banking 2018, and has been consistently named as an “IP Star” by Managing IP." – SG Innovate 2018

International (Osborne Clarke)

• “Osborne Clarke is a full-service law firm capable of handling complex, international mandates at the intersection of technology and financial markets. The firm has outstanding teams in its German, Dutch and Hong Kong offices, while its headquarters in London is renowned for its command of payments regulation. An enviable client roster includes global companies” – Chambers FinTech 2020
• Ranked FinTech Law Firm Band 3 (Global-wide), Band 3 (Singapore), Band 4 (UK), Band 2 (Germany), Band 2 (Netherlands) – Chambers FinTech 2020
• Who’s Who Legal Banking (FinTech) Law Firm of the Year 2019 – Who’s Who Legal 2019
• "One of the best true FinTech firms - particularly strong on payments." – Chambers FinTech 2019
• "Particularly noted for its work in the payments law space, with a dedicated team advising on the most cutting-edge developments, including PSD2." – Chambers Financial Services (Payments) 2019
• Ranked FinTech Law Firm Band 3 (Global-wide), Band 4 (Singapore), Band 3 (UK), Band 1 (Germany), Band 1 (Netherlands) – Chambers FinTech 2019
• "What the team is known for: A prominent and well-respected firm with a varied client roster, from traditional financial service providers to emerging FinTech startups, Osborne Clarke are singled out for their strength on payments issues and are viewed as a key player in the UK ecosystem. Commentators also praise their financial regulatory advice for startups and ability in handling investment rounds, where they are adept at counselling both investor and investee sides." – Chambers FinTech 2019
• "[Osborne Clarke] advised digital payments provider GoCardless on regulatory matters and provided strategic assistance for key projects." – Chambers FinTech 2019
• "Particularly strong in the payments and asset management sectors and with a growing amount of work on the consumer finance front, Osborne Clarke LLP handles a mix of standalone advisory work, regulatory advice pursuant to financial services M&A, and the regulatory aspects associated with the bringing to market of new products." – The Legal 500 Financial Services 2019
• "Widely praised by its peers, particularly for its strength in payments-related work, the practice at Osborne Clarke LLP has deep expertise in IT outsourcing, peer-to-peer lending and cloud-related services, and has excellent strength in depth. Cybersecurity, cryptocurrencies and blockchain are also areas of experience." – The Legal 500 TMT 2019
• "Cybersecurity, cryptocurrencies and blockchain are also areas of experience." – The Legal 500 FinTech 2019
• "'A pleasure to work with', Kate Johnson and Paul Anning lead on the payments front, with Anning recently handling major PSD2 implementation projects for JP Morgan and Wells Fargo." – The Legal 500 Financial Services 2019
• "International legal firm OSBORNE CLARKE offers an insight into some of the potential uses for and issues associated with blockchain, distributed ledger technology and cryptocurrencies." – ICOHolder 2018
• "Well versed in telecoms regulatory advice, as well as a variety of technology issues, including data privacy and contactless payments. Also handles technology transactions." – Chambers TMT ASIA PACIFIC 2019

Payments Papers & Submissions & Presentations (Singapore)

• (19 November 2018) Response to the consultation paper on the proposed Payment Services Bill – MAS 2017
• (14 September 2018) Presentation on ICOS And The Rise Of E-Money And Virtual Currencies – organised by the Centre for Cross Border Commercial Law in Asia with CPD Points
• (June 2018) The rise of e-money and virtual currencies: Re-discovering the meaning of money from a legal perspective – Osborne Clarke International 2018
• (June 2018) The treatment of e-money and virtual currencies across jurisdictions: A comparative table – Osborne Clarke Singapore (OC Queen Street LLC) 2018
• (May 2018) Tech in Asia 2018 – Panellist on the Blockchain Stage on "Government Regulations and Their Impacts in a Decentralized World"

OC Queen Street LLC is a Singapore Law Practice with limited liability (Company Registration: 201618305M) ("LLC"). The LLC is an independently owned and managed Singapore Law Practice and is also a member of Osborne Clarke’s international legal practice.

Connect with one of our experts

Chia-Ling Koh Director, Singapore T +65 6350 4382 Email Chia-Ling