Osborne Clarke advises Habito on its acquisition by Monzo
Published on 17th December 2025
International legal practice Osborne Clarke has advised Habito, a UK digital mortgage broker, on its agreed sale (subject to regulatory approval) to Monzo, the UK's largest digital bank. Completion is expected to occur in Spring 2026. The acquisition is a further step towards Monzo's mission to make money work for everyone, helping to make the process of securing a mortgage simpler, faster and more customer-centric.
"Osborne Clarke were an outstanding partner throughout this transaction. Their deep sector expertise and commercial insight, combined with a pragmatic, solutions-focused approach, were invaluable in helping us navigate this strategically important step for Habito. The team worked seamlessly alongside Habito and our advisers, and we truly valued their support on this landmark moment in Habito’s journey."
"Supporting Habito on this transaction underscores how innovative fintech players are reshaping essential financial services. This deal combines Monzo's vast customer base with Habito's market-leading digital mortgage capabilities, potentially redefining the home-buying journey in the UK. It was a pleasure advising the Habito team on this significant next step in their growth story."
The Osborne Clarke team was led by Corporate Partner James Taylor supported by Senior Associate Olivier Jacquelin and Associate Jad Soubra. The Corporate team received support from colleagues across the firm's Tax, Incentives, Regulatory, Banking, Commercial and Employment practices.
Osborne Clarke has a deep-rooted reputation in the financial services and fintech sectors, acting for a wide range of high-growth digital businesses, established financial institutions, and investors. The firm's integrated, sector-focused approach ensure clients receive comprehensive advice on complex, cross-border transactions and regulatory matters.
Connect with one of our experts
