All Insights

Digital Regulation

PSD3 and PSR: Impact on payment and e-money institutions

The new regulations on payment services foresee new requirements for payment institutions to strengthen the legal framework already established by
Banking and finance

Invalidity of the joint and several guarantee (afianzamiento solidario) clause and waiver of the benefits of excusion, order and division when the guarantors qualify as consumers

The Provincial Court of Cadiz declares the joint and several guarantee ( afianzamiento solidario ) clause in two leasing agreements
Financial Services

'More to do' – UK FCA reviews principals' oversight of appointed representatives

FCA analysis finds some principal firms are taking a 'bare minimum' approach and are not 'getting the basics right'
Financial Services

ESMA sets stricter guidelines for ESG and sustainability-related fund names

New rules, aimed at reducing greenwashing, require stricter criteria for funds using ESG or sustainability terms - though some uncertainties
Public law

Taking the pulse of public procurement in Spain

We examine two crucial issues in Spanish public procurement according to the annual report of the Independent Office for Regulation
Employment and pensions

UK Public Service Pensions Update | September 2024

Welcome to the latest edition of the UK Public Service Pensions Update
Employment and pensions

UK Employment Law Coffee Break: Equal pay, our HR pensions spotlight for September and the latest news on incentives

Welcome to our latest Coffee Break in which we look at the latest legal and practical developments for UK employers
Regulatory Outlook

Regulated procurement | UK Regulatory Outlook September 2024

New procurement regime delayed to February 2025 | Further guidance on the Procurement Act published
Regulatory Outlook

Fintech, digital assets, payments and consumer credit | UK Regulatory Outlook September 2024

FCA outlines good and poor practices in cryptoasset financial promotion | PSR response to consultation on expanding variable recurring payments
Regulatory Outlook

Sanctions and export control | UK Regulatory Outlook September 2024

Office of Trade Sanctions Implementation | Annual frozen asset reporting exercise | UK amends Russia Regulations on legal advisory services
Regulatory Outlook

Telecoms | UK Regulatory Outlook September 2024

Ofcom statement and consultation on shared access framework | Guidance on broadband information comes Into force