All Insights

Financial Services

New bill and case law clarify path forward for digital assets in the UK

Recognition of digital assets as personal property comes crucially as investors' court claims test the edges of the law
Financial Services

REGtape UK | October 2024

Developments in financial services regulation in the UK
Financial Services

What practical issues are holding back green consumer finance in the UK?

Robust consumer protections for unsecured lending can pose problems, while mortgages are far from a perfect solution
Financial Services

FCA gives clear message to UK firms: the Consumer Duty journey is only just 'beginning'

With the new regime now fully in force since 31 July, what approach can firms expect from the financial regulator?
Financial Services

What's holding back UK green consumer finance? A financial services perspective

What is green finance, why is it needed and what are the challenges?
Financial Services

AIFMD II: what Europe's fund managers need to know about the new loan origination regime

New requirements will regulate EEA alternative investment fund managers' loan origination activities
Banking and finance

Invalidity of the joint and several guarantee (afianzamiento solidario) clause and waiver of the benefits of excusion, order and division when the guarantors qualify as consumers

The Provincial Court of Cadiz declares the joint and several guarantee ( afianzamiento solidario ) clause in two leasing agreements
Financial Services

'More to do' – UK FCA reviews principals' oversight of appointed representatives

FCA analysis finds some principal firms are taking a 'bare minimum' approach and are not 'getting the basics right'
Financial Services

ESMA sets stricter guidelines for ESG and sustainability-related fund names

New rules, aimed at reducing greenwashing, require stricter criteria for funds using ESG or sustainability terms - though some uncertainties
Regulatory Outlook

Fintech, digital assets, payments and consumer credit | UK Regulatory Outlook September 2024

FCA outlines good and poor practices in cryptoasset financial promotion | PSR response to consultation on expanding variable recurring payments
Financial Services

Has running-account credit come of age in the UK?

As the regulatory landscape shifts, the consumer finance sector is exploring the potential of this credit model
Business crime

FCA reinforces commitment to tackle UK financial crime

Targeted, outcomes-based approach keeps financial services firms at the centre of push for corporate crime enforcement