Ben is an Associate Director in Osborne Clarke's financial institutions group and specialises in FinTech and the regulation and development of products offered to consumers and small businesses.

He regularly advises banks and other finance providers (including market disruptors) on all aspects of regulated credit and associated conduct of business rules. Ben also helps clients structure new and innovative products and helps clients through the FCA authorisation process.

He also drafts suites of regulated lending documents and associated terms for a variety of products, including loans, overdrafts, hire and the purchase of receivables.

Ben studied law at the University of Southampton and joined Osborne Clarke's financial institutions group in December 2019. Prior to joining Osborne Clarke, Ben worked in-house at a leading retail bank.

Helping you succeed in tomorrow's world

I have a keen interest in FinTechs who are trying to disrupt established markets. As part of Osborne Clarke's Digital Regulation initiative, I ensure my clients are properly equipped to operate in a fully digital world, whether that's moving into a new business area, launching a new product, creating a new revenue stream or understanding what's coming next for their business.

I am also able to connect my clients to experts within Osborne Clarke who are able to provide advice on all things AI, data, competition, tax and media/telecoms.

Find out more here.