Consumer finance: What’s on the regulatory agenda for businesses?


Written on 29 November 2017

Some might say that we are in the middle of a “perfect storm” when it comes to shaking up consumer finance: we have had a long period of persistently low interest rates and we are witnessing a technological and digital revolution. In the meantime, since the Financial Conduct Authority (FCA) took over responsibility for regulating consumer credit from the Office of Fair Trading (OFT) in April 2014, we have experienced unprecedented levels of regulatory scrutiny and change. Despite this, as firms adapt to keep up, we find that credit is now available more widely, and in more different forms, than ever before.

Download the Consumer Finance Update >

If you would like to discuss the content of the document please feel free to contact us.

Like this article?

Register now for more insights, news and events from across Osborne Clarke, or to receive our dedicated newsletters for US companies expanding overseas.

*This article is current as of the date of its publication and does not necessarily reflect the present state of the law or relevant regulation.

Connect with one of our experts