Mark is part of Osborne Clarke's Financial Institutions Group, helping financial institutions, FinTechs and retail businesses navigate a complex financial services regulatory environment.

Mark has a particular focus on payments and consumer credit law, advising on digital transformation projects, compliance and perimeter issues, regulatory applications and corporate transactions.

Since joining Osborne Clarke in 2017, Mark has also completed secondments with:

  • a market-leading e-money institution, coordinating a large-scale compliance review project.
  • a specialist consumer finance group, refreshing customer-facing documentation across the full range of own and co-branded products.
  • a major British multinational retailer, advising on a significant financial services digital transformation project.

Helping you succeed in tomorrow's world

I take a keen interest in the application of technology in financial services, particularly emerging uses of blockchain, artificial intelligence and links to the 'internet of things'. With this understanding, I am better placed to help clients anticipate how changes to financial services regulation could impact them in the future.

… the clear take away from the review is that lenders will need to continue to carefully record the rationale for everything that they do and with clear reference to outcomes. This means lenders will need to pay close attention to the data they collect and the ways in which it can be analysed, in order to ensure that their rationales can be backed-up by relevant management information (Woolward Review, 2021).