Karima Lachgar

Having joined Osborne Clarke in 2021, Karima developed extensive experience in the banking and finance industry as a lobbyist before embarking in 2016 on a career as a lawyer specializing in banking and finance law and regulatory affairs.
As a renowned expert in the payment and cryptoasset businesses, Karima heads the regulatory practice in financial services by advising very well-established actors in the financial industry as well as disrupting newcomers. Specialized in assisting French and international clients (in collaboration with IP/IT experts) on digital transformation and disrupting innovations, she has extensive experience in dealing with tokenisation platforms, payment marketplaces, blockchain, and fintech companies in general.
As a former lobbyist, Karima developed strong negotiation and communication skills with competent authorities and built an extensive network with key figures working within various institutions like the ACPR and the AMF in France and, within international bodies as well. This is a very valuable asset for her clients to be well guided in the licensing of their platforms and services as well as in the maze of market approaches and regulations/compliance.
Finally, her background positioned at the crossroads of technological and regulatory innovation and her robust experience of strategic and operational issues make her particularly fit to provide innovative solutions for current and emerging legal and regulatory issues.