All Insights https://www.osborneclarke.com/ en Thu, 02 May 2024 09:56:02 +0100 Thu, 06 May 2021 17:11:13 +0100 Pandemic highlights need for FCA to change approach to forbearance https://www.osborneclarke.com/insights/pandemic-highlights-need-fca-change-approach-forbearance &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/18/07/03/FS_stock_market_display_screen.jpg?VersionId=EB0ake6pUo3BYE5vtUfHirH7FxKg92VJ' /><br /><p>Our series on the Woolard Review concludes with a look at the UK financial regulators measures on forbearance and how and why these need reform</p> ]]&gt; Thu, 06 May 2021 17:11:13 +0100 All Insights What role does the Woolard Review set out for regulation in the unsecured credit market? https://www.osborneclarke.com/insights/role-woolard-review-set-regulation-unsecured-credit-market &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/18/07/03/REI_buildings_canary_wharf.jpg?VersionId=VuYAqiFYSK_sJ9ln_qpXTl_lerBgSUtI' /><br /><p>The UK regulator's report proposes changes across the market and, in the penultimate article in our series on its recommendations, we look at its findings on the future role of regulation</p> ]]&gt; Thu, 08 Apr 2021 10:21:43 +0100 All Insights Improve access to debt advice and create a fair debt-solutions market, says Woolard Review https://www.osborneclarke.com/insights/improve-access-debt-advice-create-fair-debt-solutions-market-says-woolard-review &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/20/06/11/OC_KI_090.jpg?VersionId=ZU0MDhOt.l54pNqIRThAWchX8fuM2ljo' /><br /><p>Consumers are struggling with excess debt and financial pressures brought on by the Covid-19 pandemic</p> ]]&gt; Wed, 07 Apr 2021 11:27:06 +0100 All Insights Woolard Review looks at the alternatives to high-cost credit https://www.osborneclarke.com/insights/woolard-review-looks-alternatives-high-cost-credit &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/20/06/11/OC_KI_088.jpg?VersionId=rR5KVuTjpZSiUOuEP1FLglzIdf7Xpwtf' /><br /><p>UK regulator's report proposes changes across the market and, in the third in our series on its recommendations, we look at the measures identified to reduce reliance on high-cost credit</p> ]]&gt; Wed, 24 Feb 2021 12:40:05 +0000 All Insights Deficiencies in credit information identified by Woolard Review of unsecured credit market https://www.osborneclarke.com/insights/deficiencies-credit-information-identified-woolard-review-unsecured-credit-market &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/20/06/11/OC_KI_087.jpg?VersionId=oVUQerdrt8oT7omsS2CC9_ynJbsX2jcK' /><br /><p>UK regulator's report proposes changes across the market and, in the second in our series on its recommendations, we look at its findings on the role of credit information and reference agencies</p> ]]&gt; Tue, 16 Feb 2021 16:49:35 +0000 All Insights Woolard Review looks at the risks posed by product innovation in the unsecured credit market https://www.osborneclarke.com/insights/woolard-review-calls-regulation-protect-consumers-unsecured-credit-market &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/20/06/11/OC_KI_092.jpg?VersionId=LDRV9Rpkb2ZpGTMfDEQvnILZML7MJGfC' /><br /><p>UK regulator's report proposes changes in the market and, in the first in a short series on its recommendations, we focus on product innovations by fintechs that it says pose risks</p> ]]&gt; Thu, 11 Feb 2021 15:06:18 +0000 All Insights Regulatory Outlook | Consumer Finance | January 2021 https://www.osborneclarke.com/insights/regulatory-outlook-consumer-finance-january-2021 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/21/01/14/H_2011101743FWI_Regulatory-Outlook-2021_JAN-21_ICONS_Consumer-Finance_landscape.png?VersionId=C5snpf4BHOAg.nXxoEpTEBCaP5roK_UV' /><br />]]&gt; Wed, 13 Jan 2021 17:47:01 +0000 All Insights