All Insights https://www.osborneclarke.com/ en Wed, 24 Apr 2024 00:54:09 +0100 Tue, 23 Apr 2024 10:09:13 +0100 Cyber Security | UK Regulatory Outlook April 2024 https://www.osborneclarke.com/insights/Regulatory-Outlook-April-2024-cyber-security &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/21/01/14/H_2011101743FWI_Regulatory-Outlook-2021_JAN-21_ICONS_Data-Protection-and-Cyber-Security_landscape.png?VersionId=Wj2aD6J5Qf8zDcF3jHOizT4UUEBXJa2i' /><br /><p><strong>Cyber Security Breaches Survey 2024 | BoE Committee approach to operational resilience | Cyber Security Longitudinal Survey: wave three results</strong></p>]]&gt; Tue, 23 Apr 2024 10:09:13 +0100 All Insights Data Law | UK Regulatory Outlook April 2024 https://www.osborneclarke.com/insights/Regulatory-Outlook-April-2024-data-law &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/05/11/DATAresized_1.png?VersionId=X_I7WB2uM79rWmPsobY.9v7rSKhz_15U' /><br /><p><strong>ICO publishes new fining guidance | ICO outlines 2024-2025 priorities to protect children's privacy online |&nbsp;</strong> <strong>Call for evidence on data adequacy and its implications for the UK-EU relationship</strong></p>]]&gt; Tue, 23 Apr 2024 10:09:13 +0100 All Insights UK FCA guidance leaves little creative freedom for financial promotions online https://www.osborneclarke.com/insights/uk-fca-guidance-leaves-little-creative-freedom-financial-promotions-online &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/20/06/11/OC_KI_088.jpg?VersionId=rR5KVuTjpZSiUOuEP1FLglzIdf7Xpwtf' /><br /><p><strong>Firms need to comply with both financial and advertising regulators as scrutiny of social media intensifies</strong></p>]]&gt; Fri, 19 Apr 2024 13:06:55 +0100 All Insights What should employers in Belgium consider when using AI in the workplace? https://www.osborneclarke.com/insights/what-should-employers-belgium-consider-when-using-ai-workplace &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_009.jpg?VersionId=Yhi8dZnY5poTB74geUgCBtPQkU3BLa4l' /><br /><p><strong>Artificial intelligence has enormous potential from recruitment to termination, but the regulatory landscape is evolving fast</strong></p>]]&gt; Fri, 19 Apr 2024 11:18:02 +0100 All Insights Decoding penalty notices: UK ICO clarifies its methodology for issuing fines in new guidance https://www.osborneclarke.com/insights/decoding-penalty-notices-uk-ico-clarifies-its-methodology-issuing-fines-new-guidance &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_022.jpg?VersionId=txqsSQcC_sRPe3rt52na9FkaLtw2_mvy' /><br /><p><strong>Restatement and consolidation of the ICO's decision-making process rather than revolution in approach to enforcement</strong></p>]]&gt; Wed, 27 Mar 2024 13:28:36 +0000 All Insights Data Law | UK Regulatory Outlook March 2024 https://www.osborneclarke.com/insights/Regulatory-Outlook-March-2024-data-law &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/01/25/Reg-Outlook-1000px_Jan-2023_Data-insight.png?VersionId=BmZcZv6vhGcU8SunknbdTVvcT2w0uBh4' /><br /><p><strong>ICO collects views on 'consent or pay' business models in relation to advertising cookies | IAB Europe a 'joint controller' for consent in TCF processing for online advertising | ICO guidance on using biometric data</strong></p>]]&gt; Wed, 27 Mar 2024 10:09:13 +0000 All Insights Cyber Security | UK Regulatory Outlook March 2024 https://www.osborneclarke.com/insights/Regulatory-Outlook-March-2024-cyber-security &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/21/01/14/H_2011101743FWI_Regulatory-Outlook-2021_JAN-21_ICONS_Data-Protection-and-Cyber-Security_landscape.png?VersionId=Wj2aD6J5Qf8zDcF3jHOizT4UUEBXJa2i' /><br /><p><strong>NCSC advisory on tactics used by APT29 | NIST releases Cybersecurity Framework 2.0 | Government response to ransomware inquiry</strong></p>]]&gt; Wed, 27 Mar 2024 10:09:13 +0000 All Insights How will the European Commission's FiDA proposal for open finance impact the financial sector? https://www.osborneclarke.com/insights/how-will-european-commissions-fida-proposal-open-finance-impact-financial-sector &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/20/06/11/OC_KI_091.jpg?VersionId=zthcBHHP12yIucvf2MsK8v62eUM7BL5k' /><br /><p><strong>The draft forms part of the financial data access and payments package alongside proposals for PSD3 and PSR</strong></p>]]&gt; Wed, 20 Mar 2024 11:02:53 +0000 All Insights Digital ad ruling by CJEU finds IAB Europe 'joint controller' for consent in TCF processing https://www.osborneclarke.com/insights/digital-ad-ruling-cjeu-finds-iab-europe-joint-controller-consent-tcf-processing &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/12/29/OC_KI_088.jpg?VersionId=IqAaIPEJ2dfVTgVeuFhtihR51KfStFIa' /><br /><p><strong>Businesses relying on the online advertising framework may need to amend policies and user-facing information</strong></p>]]&gt; Thu, 14 Mar 2024 10:10:41 +0000 All Insights UK financial institution notices: HMRC doubles down on customer location and employee data https://www.osborneclarke.com/insights/uk-financial-institution-notices-hmrc-doubles-down-customer-location-and-employee-data &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_002.jpg?VersionId=42wkNNReMeiIbHBA_5aYKbUpr4tKXZSU' /><br /><p><strong>HMRC's report provides several important updates for financial institutions on its use of information notices</strong></p>]]&gt; Fri, 08 Mar 2024 11:25:09 +0000 All Insights Cyber security | UK Regulatory Outlook February 2024 https://www.osborneclarke.com/insights/Regulatory-Outlook-February-2024-cyber-security &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/01/25/Reg-Outlook-1000px_Jan-2023_Cyber-insight.png?VersionId=FnlLjM.ar2LPtsYfcy2M2AsKvsevqndc' /><br /><p><strong>LockBit operations disrupted by international law enforcement | Joint advisory about state-sponsored cyber attackers compromising critical infrastructure | Potential delay to Cyber Resilience Act</strong></p>]]&gt; Wed, 28 Feb 2024 10:09:13 +0000 All Insights UK rail regulator increases focus on online ticket retailing, hidden fees and 'drip pricing' https://www.osborneclarke.com/insights/uk-rail-regulator-increases-focus-online-ticket-retailing-hidden-fees-and-drip-pricing &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/01/04/TA_high_speed_train.jpg?VersionId=yIvSgeqLwlOtfPSN_BPDfIGvLcCOkoNA' /><br /><p><strong>What is good practice for train-ticket retailers when displaying prices and fees and providing online information?</strong></p>]]&gt; Fri, 23 Feb 2024 13:33:42 +0000 All Insights Technology, Media, and Communications Annual Review 2024: key themes https://www.osborneclarke.com/insights/technology-media-and-communications-annual-review-2024-key-themes <p><strong>AI, digital regulation, M&amp;A and emerging 'inclusive' policies are among the areas of focus for this year's review</strong></p> Tue, 20 Feb 2024 14:16:00 +0000 All Insights UK set to extend variable recurring payments beyond 'me to me' use cases https://www.osborneclarke.com/insights/uk-set-extend-variable-recurring-payments-beyond-me-me-use-cases &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/12/22/FS_stock_market.jpg?VersionId=s7NbjasCo8iFSENdLwCUv1JyfLjJ5Ael' /><br /><p><strong>Expansion due in third quarter may boost greater uptake of the open banking payment method</strong></p>]]&gt; Thu, 15 Feb 2024 10:51:03 +0000 All Insights Dutch Data Protection Authority issues new guidance and steps up cookie-banner supervision https://www.osborneclarke.com/insights/dutch-data-protection-authority-issues-new-guidance-and-steps-cookie-banner-supervision &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/05/11/DATAresized_1.png?VersionId=X_I7WB2uM79rWmPsobY.9v7rSKhz_15U' /><br /><p><strong>Organisations have more clarity on the content and layout of cookie banners but need to check their compliance&nbsp;</strong></p>]]&gt; Thu, 15 Feb 2024 09:06:29 +0000 All Insights What is the latest on the UK government's approach to regulating AI? https://www.osborneclarke.com/insights/what-latest-uk-governments-approach-regulating-ai &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_009.jpg?VersionId=Yhi8dZnY5poTB74geUgCBtPQkU3BLa4l' /><br /><p><strong>The response to the AI white paper confirms no new legislation and a decentralised approach, but what else is planned?</strong></p>]]&gt; Mon, 12 Feb 2024 12:23:38 +0000 All Insights Data protection law challenges in Europe when using AI services https://www.osborneclarke.com/insights/data-protection-law-challenges-europe-when-using-ai-services &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_009.jpg?VersionId=Yhi8dZnY5poTB74geUgCBtPQkU3BLa4l' /><br /><p><strong>Companies must consider the legal challenges, including data protection, posed by AI services such as Microsoft Copilot</strong></p>]]&gt; Tue, 06 Feb 2024 13:49:34 +0000 All Insights DORA – New EU cybersecurity law for Crypto https://www.osborneclarke.com/insights/dora-new-eu-cybersecurity-law-crypto <p>Crypto-assets are digital in their nature, but in many ways resemble traditional assets. In line with the <a href="https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1114">EU's Regulation on Markets in Crypto-assets</a> ("<strong>MiCAR</strong>"), crypto-assets are digital representation of a value or of a right that is able to be transferred and stored electronically using distributed ledger technology or similar (DLT).</p><p>As the economic value of crypto-assets is stored directly "on-chain”, embedded within the DLT tokens, security of the distributed ledger technology and related digital services gains critical importance. This does not go unnoticed by the regulators.</p><p>In this piece we will take a look at the newest EU regulation on cybersecurity in the financial sector – the <a href="https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554&amp;qid=1704735497554">Digital Operational Resilience Act</a> ("<strong>DORA</strong>") – and its impact on the crypto-assets market.</p><article data-quickedit-entity-id="media/4151"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__item"> <img loading="lazy" src="https://oc-static.poweredbyproctors.co.uk/public/images/21/12/29/OC_KI_092.jpg?VersionId=R24gJdm6ja1vS1L5iAaSVQnBsPXTvaiH" width="1498" height="1000" alt="View through a man's glasses of code on a computer" typeof="Image"> </div> </article> Wed, 31 Jan 2024 14:21:12 +0000 All Insights Payment services reform poses challenge for Europe's people platforms, MSPs and payroll companies https://www.osborneclarke.com/insights/payment-services-reform-poses-challenge-europes-people-platforms-msps-and-payroll &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_007.jpg?VersionId=JitxlEuEDLOx1dIqtPae9pi.IKQ5vsuk' /><br /><p><strong>Those that have relied on the commercial agent exemption will need to revisit their business models to remain compliant</strong></p>]]&gt; Wed, 31 Jan 2024 11:29:06 +0000 All Insights How AI is regulated in UK financial services today https://www.osborneclarke.com/insights/how-ai-regulated-uk-financial-services-today &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/12/29/OC_KI_091.jpg?VersionId=jSe5JbEzEofedfQRJo9twM5H7ePp2zCk' /><br /><p>As technology moves faster than ever, how can the existing regulatory framework address new risks?</p>]]&gt; Mon, 29 Jan 2024 13:56:47 +0000 All Insights UK Binding Corporate Rules: are updates a reason to reconsider the 'gold standard' transfer tool? https://www.osborneclarke.com/insights/uk-binding-corporate-rules-are-updates-reason-reconsider-gold-standard-transfer-tool &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_022.jpg?VersionId=txqsSQcC_sRPe3rt52na9FkaLtw2_mvy' /><br /><p><strong>The ICO's steps to lessen a post-Brexit admin burden with the launch of the UK BCR Addendum may again encourage uptake</strong></p>]]&gt; Wed, 24 Jan 2024 09:38:57 +0000 All Insights What legal developments can businesses in the UK expect in 2024? https://www.osborneclarke.com/insights/what-legal-developments-can-businesses-uk-expect-2024 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_012.jpg?VersionId=DOPO7JT0G9CbAApZAM_JwAFZt.YjKolj' /><br /><p><strong>Our Knowledge Team looks at what lies ahead for business law&nbsp;</strong></p>]]&gt; Fri, 12 Jan 2024 10:53:50 +0000 All Insights Products | UK Regulatory Outlook January 2024 https://www.osborneclarke.com/insights/regulatory-outlook-January-2024-products &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/01/25/Reg-Outlook-1000px_Jan-2023_Products-insight.png?VersionId=.Y9jnCGyYGzehes8sm0E3Ar8KTi8Ad77' /><br /><p><strong>General Product Safety Regulation comes into effect | Right to repair – what's next in 2024? | UK's new International Recognition Procedure goes live</strong></p>]]&gt; Thu, 11 Jan 2024 10:09:13 +0000 All Insights Cyber Security | UK Regulatory Outlook January 2024 https://www.osborneclarke.com/insights/Regulatory-Outlook-January-2024-cyber-security &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/21/01/14/H_2011101743FWI_Regulatory-Outlook-2021_JAN-21_ICONS_Data-Protection-and-Cyber-Security_landscape.png?VersionId=Wj2aD6J5Qf8zDcF3jHOizT4UUEBXJa2i' /><br /><p><strong>Consultation on proposed regulation to improve security of UK data infrastructure | EU Parliament Committee adopts draft report of Cyber Solidarity Act&nbsp;| NCSC guidance on Star Blizzard</strong></p>]]&gt; Thu, 11 Jan 2024 10:09:13 +0000 All Insights Data law | UK Regulatory Outlook January 2024 https://www.osborneclarke.com/insights/Regulatory-Outlook-January-2024-data-law &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/01/25/Reg-Outlook-1000px_Jan-2023_Data-insight.png?VersionId=BmZcZv6vhGcU8SunknbdTVvcT2w0uBh4' /><br /><p><strong>Hot data protection topics for 2024 | ICO priorities for 2024 | Data regulation – beyond data protection in 2024</strong></p>]]&gt; Thu, 11 Jan 2024 10:09:13 +0000 All Insights