All Insights https://www.osborneclarke.com/ en Fri, 01 Mar 2024 18:24:35 +0000 Wed, 28 Feb 2024 11:27:28 +0000 The UK's SDR: how fund managers must provide sustainability information https://www.osborneclarke.com/insights/uks-sdr-how-fund-managers-must-provide-sustainability-information &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/19/05/23/developing_your_data_strategy-1.jpg?VersionId=8QyJUkVGubhe0xdiNNkx8s4ZyeubS4ut' /><br /><p><strong>Fund managers must disclose sustainability information in a range of ways under the SDR: who needs to and how?</strong></p>]]&gt; Wed, 28 Feb 2024 11:27:28 +0000 All Insights Fintech, digital assets, payments and consumer credit | UK Regulatory Outlook February 2024 https://www.osborneclarke.com/insights/regulatory-outlook-February-2024-fintech-digital-assets-payments-consumer-credit &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/09/17/H_2011101743FWI_Regulatory-Outlook-2021_JAN-21_ICONS_Payments%20%281%29.png?VersionId=omYVrzbmy2ozrGTxB4Ix92oQ5.el73uB' /><br /><p><strong>BoE and HM Treasury respond to consultation on case for digital pound | ESMA consults on draft guidelines under MiCA</strong></p>]]&gt; Wed, 28 Feb 2024 10:09:13 +0000 All Insights International Funds Legal Update | 27 February 2024 https://www.osborneclarke.com/insights/international-funds-legal-update-27-february-2024 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_007.jpg?VersionId=JitxlEuEDLOx1dIqtPae9pi.IKQ5vsuk' /><br /><p><strong>Further progress on the overseas funds regime and the arrival of the final AIFMD II text</strong></p>]]&gt; Tue, 27 Feb 2024 12:44:09 +0000 All Insights UK financial regulator sets out framework for reviewing its rules https://www.osborneclarke.com/insights/uk-financial-regulator-sets-out-framework-reviewing-its-rules &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_022.jpg?VersionId=txqsSQcC_sRPe3rt52na9FkaLtw2_mvy' /><br /><p><strong>The review explains how the FCA Handbook will be monitored and action could be taken when rules do not work as intended</strong></p>]]&gt; Thu, 15 Feb 2024 11:12:57 +0000 All Insights UK set to extend variable recurring payments beyond 'me to me' use cases https://www.osborneclarke.com/insights/uk-set-extend-variable-recurring-payments-beyond-me-me-use-cases &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/12/22/FS_stock_market.jpg?VersionId=s7NbjasCo8iFSENdLwCUv1JyfLjJ5Ael' /><br /><p><strong>Expansion due in third quarter may boost greater uptake of the open banking payment method</strong></p>]]&gt; Thu, 15 Feb 2024 10:51:03 +0000 All Insights FCA announces review into UK motor finance commission arrangements https://www.osborneclarke.com/insights/fca-announces-review-uk-motor-finance-commission-arrangements &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/12/23/DT_car-dashboard.jpg?VersionId=hgqWIBtKC4j5Pir77PWNjB5fVy_0eojL' /><br /><p><strong>The regulator is investigating whether the arrangements resulted in harm to consumers before the 2021 ban</strong></p>]]&gt; Tue, 13 Feb 2024 09:15:20 +0000 All Insights New corporate governance codes usher in change for AIM and UK-listed companies https://www.osborneclarke.com/insights/new-corporate-governance-codes-usher-change-aim-and-uk-listed-companies &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/01/04/FS_stock_market_numbers.jpg?VersionId=962DpMvHyOwLa67Y9GeJSJOxgQXAenOS' /><br /><p><strong>What are the main updates and what do they mean for corporate governance in the UK?</strong></p>]]&gt; Mon, 12 Feb 2024 15:25:34 +0000 All Insights International Funds Legal Update | February 2024 https://www.osborneclarke.com/insights/international-funds-legal-update-february-2024 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/04/18/GEN_global_map_market_trends.jpg?VersionId=TFPPP720.eXn.FZ4oaVatVaGlIf745Xf' /><br /><p><strong>What progress has been made on the UK's overseas funds regime and what are ESMA's next priorities?</strong></p>]]&gt; Fri, 09 Feb 2024 15:31:53 +0000 All Insights Greenwashing in UK financial services | Practical guidance for regulated firms on compliance with new anti-greenwashing rule https://www.osborneclarke.com/insights/greenwashing-uk-financial-services-practical-guidance-regulated-firms-compliance-new-anti &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_022.jpg?VersionId=txqsSQcC_sRPe3rt52na9FkaLtw2_mvy' /><br /><p><strong>New rule will come into effect from 31 May 2024 – what should firms be doing to prepare?</strong></p>]]&gt; Thu, 08 Feb 2024 14:00:43 +0000 All Insights Waiver of subrogation rights in general terms of a bank: a matter of interpretation? https://www.osborneclarke.com/insights/waiver-subrogation-rights-general-terms-bank-matter-interpretation &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_012.jpg?VersionId=DOPO7JT0G9CbAApZAM_JwAFZt.YjKolj' /><br /><p><strong>What the Dutch Supreme Court addressed in the recent Rabobank ruling and the legal relevance of its decision&nbsp;</strong></p>]]&gt; Tue, 06 Feb 2024 13:48:19 +0000 All Insights DORA – New EU cybersecurity law for Crypto https://www.osborneclarke.com/insights/dora-new-eu-cybersecurity-law-crypto <p>Crypto-assets are digital in their nature, but in many ways resemble traditional assets. In line with the <a href="https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1114">EU's Regulation on Markets in Crypto-assets</a> ("<strong>MiCAR</strong>"), crypto-assets are digital representation of a value or of a right that is able to be transferred and stored electronically using distributed ledger technology or similar (DLT).</p><p>As the economic value of crypto-assets is stored directly "on-chain”, embedded within the DLT tokens, security of the distributed ledger technology and related digital services gains critical importance. This does not go unnoticed by the regulators.</p><p>In this piece we will take a look at the newest EU regulation on cybersecurity in the financial sector – the <a href="https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554&amp;qid=1704735497554">Digital Operational Resilience Act</a> ("<strong>DORA</strong>") – and its impact on the crypto-assets market.</p><article data-quickedit-entity-id="media/4151"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__item"> <img loading="lazy" src="https://oc-static.poweredbyproctors.co.uk/public/images/21/12/29/OC_KI_092.jpg?VersionId=R24gJdm6ja1vS1L5iAaSVQnBsPXTvaiH" width="1498" height="1000" alt="View through a man's glasses of code on a computer" typeof="Image"> </div> </article> Wed, 31 Jan 2024 14:21:12 +0000 All Insights Payment services reform poses challenge for Europe's people platforms, MSPs and payroll companies https://www.osborneclarke.com/insights/payment-services-reform-poses-challenge-europes-people-platforms-msps-and-payroll &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_007.jpg?VersionId=JitxlEuEDLOx1dIqtPae9pi.IKQ5vsuk' /><br /><p><strong>Those that have relied on the commercial agent exemption will need to revisit their business models to remain compliant</strong></p>]]&gt; Wed, 31 Jan 2024 11:29:06 +0000 All Insights How AI is regulated in UK financial services today https://www.osborneclarke.com/insights/how-ai-regulated-uk-financial-services-today &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/12/29/OC_KI_091.jpg?VersionId=jSe5JbEzEofedfQRJo9twM5H7ePp2zCk' /><br /><p>As technology moves faster than ever, how can the existing regulatory framework address new risks?</p>]]&gt; Mon, 29 Jan 2024 13:56:47 +0000 All Insights International Funds Legal Update | 19 January 2024 https://www.osborneclarke.com/insights/international-funds-legal-update-19-january-2024 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_007.jpg?VersionId=JitxlEuEDLOx1dIqtPae9pi.IKQ5vsuk' /><br /><p><strong>Economic crime and transparency action, short-selling thresholds, prudential rules implementation, &nbsp;SDRs, and more</strong></p>]]&gt; Fri, 19 Jan 2024 12:08:56 +0000 All Insights Insurance policies: identifying in the English courts the proximate cause of a loss https://www.osborneclarke.com/insights/insurance-policies-identifying-english-courts-proximate-cause-loss &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_010.jpg?VersionId=X6cyEJ1XgnOPivlTQEB4JYyRFzSCaGaU' /><br /><p><strong>A Court of Appeal decision gives guidance on working out the proximate cause</strong> <strong>and how to deal with two causes of loss</strong></p>]]&gt; Wed, 17 Jan 2024 12:59:38 +0000 All Insights FCA publishes details of the new UK equity listing regime https://www.osborneclarke.com/insights/fca-publishes-details-new-uk-equity-listing-regime &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/10/19/FS_stock_market_display_screen.jpg?VersionId=x1S1r0EOAhOYO7cul_h8qo2Fe_Okzobv' /><br /><p><strong>The UK financial regulator intends to create a single listing category for equity shares in commercial companies</strong></p>]]&gt; Mon, 15 Jan 2024 16:22:38 +0000 All Insights What legal developments can businesses in the UK expect in 2024? https://www.osborneclarke.com/insights/what-legal-developments-can-businesses-uk-expect-2024 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_012.jpg?VersionId=DOPO7JT0G9CbAApZAM_JwAFZt.YjKolj' /><br /><p><strong>Our Knowledge Team looks at what lies ahead for business law&nbsp;</strong></p>]]&gt; Fri, 12 Jan 2024 10:53:50 +0000 All Insights What's on the horizon for English real estate in 2024? https://www.osborneclarke.com/insights/whats-horizon-english-real-estate-2024 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/12/02/REI_apartment_construction.jpg?VersionId=CXts88_F.01faz87a31SuUvikgUroucq' /><br /><p><strong>Expect more focus on sustainability, transparency and building safety and significant reforms for residential property</strong></p>]]&gt; Fri, 12 Jan 2024 10:37:10 +0000 All Insights Environment, social and governance | UK Regulatory Outlook January 2024 https://www.osborneclarke.com/insights/regulatory-outlook-January-2024-environmental-social-governance &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/01/27/Reg-Outlook-1000px_Jan-2023_ESG-insight.png?VersionId=.LrvoX4b3RW_knS.C1Y.vBsioh3qlA.E' /><br /><p><strong>FCA publishes Sustainability Disclosure Requirements | How UK and EU regulators plan to hold financial service providers accountable for greenwashing | Continuation of regulatory scrutiny of green claims</strong></p>]]&gt; Thu, 11 Jan 2024 10:09:13 +0000 All Insights Fintech Digital Assets Payments Consumer Credit | UK Regulatory Outlook January 2024 https://www.osborneclarke.com/insights/regulatory-outlook-January-2024-fintech-digital-assets-payments-consumer-credit &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/01/25/Reg-Outlook-1000px_Jan-2023_Fintech-insight.png?VersionId=3TgZ5i1QiwdP5Hh763bXPbcP6kJjFedC' /><br /><p><strong>Reforms to the financial promotions regime | Designation of critical third parties to the financial sector | Regulatory work on account closures</strong></p>]]&gt; Thu, 11 Jan 2024 10:09:13 +0000 All Insights Digital Euro – implications for EU Financial Institutions outside of Eurozone https://www.osborneclarke.com/insights/digital-euro-implications-eu-financial-institutions-outside-eurozone <p>The introduction of the digital euro means not only a new payment instrument for the customers, but also significant challenges and opportunities for banks and payment institutions across the European Union. Despite the digital euro is dedicated to the Eurozone, financial institutions from Non-Eurozone EU Countries ("<strong>NEMC</strong>") should also pay attention to the new system.</p><article data-quickedit-entity-id="media/3194"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__item"> <img loading="lazy" src="https://oc-static.poweredbyproctors.co.uk/public/images/wp/20/06/11/OC_KI_088.jpg?VersionId=rR5KVuTjpZSiUOuEP1FLglzIdf7Xpwtf" width="1328" height="1000" alt="DT_mobile-laptop" typeof="Image"> </div> </article> Wed, 10 Jan 2024 17:16:56 +0000 All Insights UK FCA proposes new credit reporting governance body with broader objectives https://www.osborneclarke.com/insights/uk-fca-proposes-new-credit-reporting-governance-body-broader-objectives &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/23/10/19/FS_stock_market_display_screen.jpg?VersionId=x1S1r0EOAhOYO7cul_h8qo2Fe_Okzobv' /><br /><p><strong>Final market study report details remedies to address sharing, use and regulation of credit information, as well as governance</strong></p>]]&gt; Mon, 08 Jan 2024 10:18:53 +0000 All Insights New European green bond regulation adopted by the Council to promote sustainable finance https://www.osborneclarke.com/insights/new-european-green-bond-regulation-adopted-council-promote-sustainable-finance &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/01/04/iStock-98226023_mediumGEN_assembly_room_european_parliament.jpg?VersionId=6fzahU5qqZvxxiCHb37VQ0TUQwUzwISP' /><br /><p><strong>The regulation establishes a registration system and supervisory framework for external reviewers of European green bonds</strong></p>]]&gt; Thu, 14 Dec 2023 11:49:49 +0000 All Insights International Funds Legal Update | December 2023 https://www.osborneclarke.com/insights/international-funds-legal-update-december-2023 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/06/02/FS_stock_market_numbers.jpg?VersionId=Lx7q8.Li34CBusXBo1RnoNa1nVBOKmB0' /><br /><p><strong>Greenwashing, SDR, sustainability finance framework, fund disclosure rules and more</strong></p>]]&gt; Tue, 12 Dec 2023 09:39:15 +0000 All Insights How UK and EU regulators plan to hold financial service providers accountable for greenwashing https://www.osborneclarke.com/insights/how-uk-and-eu-regulators-plan-hold-financial-service-providers-accountable-greenwashing &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_022.jpg?VersionId=txqsSQcC_sRPe3rt52na9FkaLtw2_mvy' /><br /><p><strong>What can providers do to mitigate the risk of accusations of greenwashing as regulatory focus on ESG-related claims tightens?</strong></p>]]&gt; Tue, 12 Dec 2023 09:36:56 +0000 All Insights