All Insights https://www.osborneclarke.com/ en Mon, 22 Apr 2024 17:34:45 +0100 Fri, 19 Apr 2024 13:06:55 +0100 UK FCA guidance leaves little creative freedom for financial promotions online https://www.osborneclarke.com/insights/uk-fca-guidance-leaves-little-creative-freedom-financial-promotions-online &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/20/06/11/OC_KI_088.jpg?VersionId=rR5KVuTjpZSiUOuEP1FLglzIdf7Xpwtf' /><br /><p><strong>Firms need to comply with both financial and advertising regulators as scrutiny of social media intensifies</strong></p>]]&gt; Fri, 19 Apr 2024 13:06:55 +0100 All Insights International Funds Legal Update | 19 April 2024 https://www.osborneclarke.com/insights/international-funds-legal-update-19-april-2024 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_010.jpg?VersionId=X6cyEJ1XgnOPivlTQEB4JYyRFzSCaGaU' /><br /><p><strong>UK authorised funds rules amends and tokenisation progress, and EU marketing, disclosure and investment rules updates</strong></p>]]&gt; Fri, 19 Apr 2024 10:58:41 +0100 All Insights English High Court considers 'balance of convenience' in Sparta damages ruling https://www.osborneclarke.com/insights/english-high-court-considers-balance-convenience-sparta-damages-ruling &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_010.jpg?VersionId=X6cyEJ1XgnOPivlTQEB4JYyRFzSCaGaU' /><br /><p><strong>The decision demonstrates how disputes about restrictive covenants are highly fact sensitive and evidence based</strong></p>]]&gt; Fri, 12 Apr 2024 14:56:23 +0100 All Insights What is natural capital and what does it mean for investors and lenders in the UK and Europe? https://www.osborneclarke.com/insights/what-natural-capital-and-what-does-it-mean-investors-and-lenders-uk-and-europe &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_007.jpg?VersionId=JitxlEuEDLOx1dIqtPae9pi.IKQ5vsuk' /><br /><p><strong>While some natural capital-related regulatory requirements may currently only be voluntary, or not yet catch financial institutions, there may be merit in complying early</strong></p>]]&gt; Fri, 12 Apr 2024 14:48:37 +0100 All Insights Setting sail globally: launching internationally in an interconnected world https://www.osborneclarke.com/insights/setting-sail-globally-launching-internationally-interconnected-world &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/24/04/10/3d-view-planet-earth.jpg?VersionId=cM23G49hBcASfJteDbyvmY40GxOQKXsv' /><br /><p><strong>Launching a business internationally can be a game-changer but comes with its own set of challenges and considerations</strong></p>]]&gt; Wed, 10 Apr 2024 15:42:37 +0100 All Insights Delay in new statutory powers for UK Financial Reporting Council leads to postponement of planned headcount increase https://www.osborneclarke.com/insights/delay-new-statutory-powers-uk-financial-reporting-council-leads-postponement-planned &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/12/29/OC_KI_091.jpg?VersionId=jSe5JbEzEofedfQRJo9twM5H7ePp2zCk' /><br /><p><strong>Absence of legislation to expand its remit means FRC will instead focus on a year of consolidation to prioritise its core purpose</strong></p>]]&gt; Thu, 28 Mar 2024 14:33:27 +0000 All Insights UK FCA reaffirms tackling financial crime as a top priority https://www.osborneclarke.com/insights/uk-fca-reaffirms-tackling-financial-crime-top-priority &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/24/03/28/OC_KI_084.jpg?VersionId=rqyeRupYqdlIUk1_6LLJOf2BQNO1bGAe' /><br /><p><strong>The financial regulator has set out areas of focus for preventing and reducing financial crime in 2024</strong></p>]]&gt; Thu, 28 Mar 2024 13:03:05 +0000 All Insights International Funds Legal Update | 28 March 2024 https://www.osborneclarke.com/insights/international-funds-legal-update-28-march-2024 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_010.jpg?VersionId=X6cyEJ1XgnOPivlTQEB4JYyRFzSCaGaU' /><br /><p><strong>HNWI statement déjà vu, FCA reviews, guidance on climate-related disclosures and updates to asset management legislation</strong></p>]]&gt; Thu, 28 Mar 2024 12:36:55 +0000 All Insights AIFMD II: what Europe's alternative fund managers need to know https://www.osborneclarke.com/insights/aifmd-ii-what-europes-alternative-fund-managers-need-know &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/01/04/FS_wallet_20_euro_note.jpg?VersionId=e9rPKJALe_GiYUm4vGGv19Ce52KFl9gC' /><br /><p><strong>EU changes have set in stone how alternative investment funds are managed: what is the new rules' international impact?</strong></p>]]&gt; Fri, 22 Mar 2024 12:16:44 +0000 All Insights What would Labour do? Which tax proposals remain 'on the table' after the UK Spring Budget? https://www.osborneclarke.com/insights/what-would-labour-do-which-tax-proposals-remain-table-after-uk-spring-budget &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_022.jpg?VersionId=txqsSQcC_sRPe3rt52na9FkaLtw2_mvy' /><br /><p><strong>Labour, following the chancellor's adoption of two of its proposed tax policies, may now look to introduce other reforms</strong></p>]]&gt; Wed, 20 Mar 2024 14:11:41 +0000 All Insights How will the European Commission's FiDA proposal for open finance impact the financial sector? https://www.osborneclarke.com/insights/how-will-european-commissions-fida-proposal-open-finance-impact-financial-sector &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/20/06/11/OC_KI_091.jpg?VersionId=zthcBHHP12yIucvf2MsK8v62eUM7BL5k' /><br /><p><strong>The draft forms part of the financial data access and payments package alongside proposals for PSD3 and PSR</strong></p>]]&gt; Wed, 20 Mar 2024 11:02:53 +0000 All Insights International Funds Legal Update | 19 March 2024 https://www.osborneclarke.com/insights/international-funds-legal-update-19-march-2024 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/01/04/GEN_global_map_market_trends.jpg?VersionId=3lmCxTCHaA40Lr34km7zE3Jvl5mMeZgj' /><br /><p><strong>The UK regulator explains its priorities and expectations while the EU amends rules governing investment firms</strong></p>]]&gt; Tue, 19 Mar 2024 11:52:11 +0000 All Insights The UK's SDR: which sustainability labels can fund managers use? https://www.osborneclarke.com/insights/uks-sdr-which-sustainability-labels-can-fund-managers-use &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_007.jpg?VersionId=JitxlEuEDLOx1dIqtPae9pi.IKQ5vsuk' /><br /><p><strong>Funds using labels will have a marketing advantage when raising capital from investors with sustainability mandates</strong></p>]]&gt; Tue, 12 Mar 2024 10:48:29 +0000 All Insights Breach of duty is not enough to bring a claim for negligence in England https://www.osborneclarke.com/insights/breach-duty-not-enough-bring-claim-negligence-england &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_022.jpg?VersionId=txqsSQcC_sRPe3rt52na9FkaLtw2_mvy' /><br /><p><strong>High Court decision serves as reminder that a claimant must prove all constituent elements of a claim in negligence&nbsp;</strong></p>]]&gt; Tue, 12 Mar 2024 10:16:27 +0000 All Insights Spring Budget 2024: UK government confirms introduction of the Reserved Investor Fund – albeit in restricted form https://www.osborneclarke.com/insights/spring-budget-2024-uk-government-confirms-introduction-reserved-investor-fund-albeit &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_011.jpg?VersionId=mhoWYT2ZHXok_oF8cotLBK6wgPS63dhN' /><br /><p><strong>The new investment fund vehicle&nbsp;could increase the attractiveness of the UK for real estate funds</strong></p>]]&gt; Mon, 11 Mar 2024 16:04:14 +0000 All Insights UK financial institution notices: HMRC doubles down on customer location and employee data https://www.osborneclarke.com/insights/uk-financial-institution-notices-hmrc-doubles-down-customer-location-and-employee-data &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_002.jpg?VersionId=42wkNNReMeiIbHBA_5aYKbUpr4tKXZSU' /><br /><p><strong>HMRC's report provides several important updates for financial institutions on its use of information notices</strong></p>]]&gt; Fri, 08 Mar 2024 11:25:09 +0000 All Insights The UK's SDR: how fund managers must provide sustainability information https://www.osborneclarke.com/insights/uks-sdr-how-fund-managers-must-provide-sustainability-information &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/wp/19/05/23/developing_your_data_strategy-1.jpg?VersionId=8QyJUkVGubhe0xdiNNkx8s4ZyeubS4ut' /><br /><p><strong>Fund managers must disclose sustainability information in a range of ways under the SDR: who needs to and how?</strong></p>]]&gt; Wed, 28 Feb 2024 11:27:28 +0000 All Insights Fintech, digital assets, payments and consumer credit | UK Regulatory Outlook February 2024 https://www.osborneclarke.com/insights/regulatory-outlook-February-2024-fintech-digital-assets-payments-consumer-credit &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/09/17/H_2011101743FWI_Regulatory-Outlook-2021_JAN-21_ICONS_Payments%20%281%29.png?VersionId=omYVrzbmy2ozrGTxB4Ix92oQ5.el73uB' /><br /><p><strong>BoE and HM Treasury respond to consultation on case for digital pound | ESMA consults on draft guidelines under MiCA</strong></p>]]&gt; Wed, 28 Feb 2024 10:09:13 +0000 All Insights International Funds Legal Update | 27 February 2024 https://www.osborneclarke.com/insights/international-funds-legal-update-27-february-2024 &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_007.jpg?VersionId=JitxlEuEDLOx1dIqtPae9pi.IKQ5vsuk' /><br /><p><strong>Further progress on the overseas funds regime and the arrival of the final AIFMD II text</strong></p>]]&gt; Tue, 27 Feb 2024 12:44:09 +0000 All Insights Banking regulation outlook 2024: Chambers Banking Regulation 2024 Global Practice Guide https://www.osborneclarke.com/insights/banking-regulation-outlook-2024-chambers-banking-regulation-2024-global-practice-guide <p>Johannes de Jong Head of Financial Regulatory of Osborne Clarke's Amsterdam office:<strong>&nbsp;</strong></p> Fri, 16 Feb 2024 14:33:40 +0000 All Insights New: Secondary Credit Market Act ( KrZwMG) https://www.osborneclarke.com/insights/new-secondary-credit-market-act-krzwmg &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/01/04/FS_euro_banknote_detail.jpg?VersionId=1LvTdv7DfJQcccGdrCaDztNgek..HmNi' /><br /><p><strong>On 30 December 2023 the Secondary Credit Market Act (Kreditzweitmarktgesetz , "KrZwMG”) was enacted implementing the EU directive 2021/2167 from 24 November 2021. The new legal framework shall help credit institutions to sell non performing loans in an efficient and transparent secondary market.</strong></p>]]&gt; Fri, 16 Feb 2024 09:39:21 +0000 All Insights UK financial regulator sets out framework for reviewing its rules https://www.osborneclarke.com/insights/uk-financial-regulator-sets-out-framework-reviewing-its-rules &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/03/16/OC-IS_022.jpg?VersionId=txqsSQcC_sRPe3rt52na9FkaLtw2_mvy' /><br /><p><strong>The review explains how the FCA Handbook will be monitored and action could be taken when rules do not work as intended</strong></p>]]&gt; Thu, 15 Feb 2024 11:12:57 +0000 All Insights UK set to extend variable recurring payments beyond 'me to me' use cases https://www.osborneclarke.com/insights/uk-set-extend-variable-recurring-payments-beyond-me-me-use-cases &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/12/22/FS_stock_market.jpg?VersionId=s7NbjasCo8iFSENdLwCUv1JyfLjJ5Ael' /><br /><p><strong>Expansion due in third quarter may boost greater uptake of the open banking payment method</strong></p>]]&gt; Thu, 15 Feb 2024 10:51:03 +0000 All Insights FCA announces review into UK motor finance commission arrangements https://www.osborneclarke.com/insights/fca-announces-review-uk-motor-finance-commission-arrangements &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/21/12/23/DT_car-dashboard.jpg?VersionId=hgqWIBtKC4j5Pir77PWNjB5fVy_0eojL' /><br /><p><strong>The regulator is investigating whether the arrangements resulted in harm to consumers before the 2021 ban</strong></p>]]&gt; Tue, 13 Feb 2024 09:15:20 +0000 All Insights New corporate governance codes usher in change for AIM and UK-listed companies https://www.osborneclarke.com/insights/new-corporate-governance-codes-usher-change-aim-and-uk-listed-companies &lt;[CDATA[<img src='https://oc-static.poweredbyproctors.co.uk/public/images/22/01/04/FS_stock_market_numbers.jpg?VersionId=962DpMvHyOwLa67Y9GeJSJOxgQXAenOS' /><br /><p><strong>What are the main updates and what do they mean for corporate governance in the UK?</strong></p>]]&gt; Mon, 12 Feb 2024 15:25:34 +0000 All Insights