Paul founded OC’s Financial Institutions Group in 2005, leads their International Payments practice and is well known for his market-leading expertise in Payments and FinTech.

Paul has over 25 years’ experience as a lawyer in the Financial Services sector.

Paul guides clients through new product development and launch, regulatory change, international surveys and transformational projects, both within the UK, Europe and globally. He works with international and UK domestic from across the whole Payments ecosystem, from wholesale banks and infrastructure service providers to new non-bank market entrants, including account aggregators and marketplaces, electronic money and payment institutions and digital currency participants.

Paul is well versed in the complexities of the Payments industry’s network arrangements, and a deep knowledge of legal and regulatory developments affecting the Payments industry. He regularly speaks at leading industry conferences.